A Real Time Loan (RTL) is a product from River City Bank. A RTL is the fastest way to receive money after completing your taxes. Your tax preparer will submit your application to the bank and if approved you could receive $1000 dollars within 5-30 minutes.
The bank fee for this product is $75 dollars and will be deducted from the loan amount, so there are no up front fees. This does not include tax preparation and filing fees. A second bank product is required to receive this product.
With this product you can choose to receive your money via check or on a debit card. If you don't have a bank account a debit card can save you a high check cashing fee.
RTL approval is not guarantee. You will be subject to a credit check prior to approval. This product is a loan. If the amount deposited by the IRS is less than the amount of your loan you will be liable for repayment of the balance. |
